expert analysis

SmartVestor Pro

Michael Ching, Founder Nardene Financial

Trust, Experience, Knowledge, Dave Ramsey Financial Principles

Christian wealth management

We incorporate some of the industry's most advanced analytical tools. We listen to your goals and personalize a financial strategy customized to your own needs.


Experience, knowledge, and trust are the strength of our company. With over 25 years of experience, Michael has worked with thousands of investors worldwide.

Our Services


investment management

401KS, IRAs, Estate planning

Along with our ability to provide and service 401ks, rollovers, and Roth IRAs, we offer financial planning in conjunction with working with qualified attorneys to establish your estate's trusts and/or wills.

Servicing Walnut Creek, Alamo, Orinda, Lafayette, Pleasant Hill, San Ramon, Dublin, Oakland, San Leandro, Pleasanton, Livermore, Tracy, Mountain House, Brentwood, Napa, Emeryville, and the entire Northern California area.

Nardene founder, Michael Ching entered the financial service industry over 25 years ago.  Charles Schwab & Company enlisted his services in 1990 where he became an award-winning stockbroker. He earned a reputation for his mutual fund and stock investment insight and strategy development. He was responsible for training the Fixed income departments for Schwab in Denver, San Francisco, and Phoenix.  Before he left to start Nardene Wealth Management, he was recognized as the top bond service representative at Charles Schwab in 2006. Michael is a Dave Ramsey Smartvestor Pro where he enjoys working with all categories of investors where he can apply his experience and knowledge to help his clients reach their next level. He loves to study the ancient scriptures of the Pentateuch where he believes there is astonishing wisdom which is directly applicable to today’s modern equity markets. Michael is often asked to speak on financial and biblical topics. He is active in his local church teaching on various subjects including the Riddles of Eden.  

​​Ramsey's Chris Hogan and Michael Ching were Guest panelists together at the TFC Bay Area Financial Conference 2018


Ask about our BRI model portfolios. We have teamed up with Christian Wealth Management to bring you some very innovative investment opportunities.